Category: Uncategorized

Business Insurance Bad Luck Cases 5 and 6 (Sarasota, FL)

Posted on by abraham

What insurance does a small business actually need? Much of a business’s success depends on how well it can overcome obstacles. Our agency is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case Number 5: After all the adversity that ACME Inc. had been going through the past few months, the team’s morale was understandably shaken.

In an attempt to help lighten things up, Buzz, one of the managers, thought it would be a good idea to inject more of his unique brand of humor at the office.

The company soon learned that Buzz’s off-color jokes were deemed to be inappropriate and offensive by a coworker. Damages from that lawsuit would have been covered with employment practices, liability insurance up to policy limits.

Bad Luck Case Number 6: The team at ACME Inc. was now in complete disarray. In fact, one of the original founders, Sally, was so shaken up that she went jogging at night without her usual reflective gear. On a curvy road near her home, she was hit by a car and soon passed away from her injuries.

Sally was off in the face of the company and was also responsible for managing the relationship with many of their biggest clients. Before long, several left for competitors.

Although no policy could replace Sally, a key man life insurance policy would have at least provided money to fill the gap from the revenue shortage due to the loss of clients and allowed some more time for ACME to recover and find an adequate replacement to fill Sally’s shoes.

Can you see how some variation of these examples could be applied to your business?

Overwhelmed? No worries. We’ll guide you through the types of policies that best fit your specific business and what limits make the most sense for each.

We’d be happy to review your insurance coverage options with you! Give us a call at (941) 706-4758 or visit https://blsarasota.com.

Business Insurance Coverages – Cases #3 and #4 – Sarasota, FL

Posted on by zapierzzz



As we continue our series of business insurance examples…

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Call BL Insurance in Sarasota, FL at (941) 706-4758

Business Insurance Coverages – Cases #1 and #2 – Sarasota, FL

Posted on by zapierzzz



What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

BL Insurance is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call BL Insurance in Sarasota, FL at (941) 706-4758

An Intro To BL Insurance – Sarasota, FL

Posted on by zapierzzz



At BL Insurance, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Call BL Insurance in Sarasota, FL at (941) 706-4758