Who Is This Insurance For?
Auto insurance is for anyone who owns a vehicle. A driver should have a policy for every car they drive. In most states, proof of auto insurance is required before a car tag is issued.
How Does it Work?
You choose an insurance plan, and then you can drive your vehicle without worrying about the financial consequences of a wreck. As long as you pay the premium for the policy, if you cause a wreck, then the insurance should pay for the damage. This also applies if someone hits your car. The insurance insures that if someone hits your car, then the insurance company will cover the expenses.
Different Types of Coverage
Full coverage and liability coverage are the two main types of auto insurance.
Liability coverage is the most basic type of protection available. Liability is basically limited to paying for damage you cause to another vehicle. It will not pay for damage that another vehicle does to your car. Because of this, it is generally cheaper than full coverage.
Full coverage is recommended for any new model vehicle. Full coverage is the most expensive, but it pays to repair your vehicle even if you caused the accident. You must pay a deductible before full coverage kicks in.
Major Benefits
The most important benefit is that you receive financial help with paying for damages. You will not be burdened with high out-of-pocket costs.
